Posted November 30th, 2011
by Jessica Goodenough
Around half of the 6.4 million unpaid carers in the UK are suffering ill-health because of money worries according to Carers UK.
A survey of 4250 unpaid carers found that 40 per cent of respondents had fallen into debt because of their caring responsibilities, and 86 per cent of carers in debt suffered mental health problems.
The survey, which was carried out as part of Carers Rights Day, found that many carers leave their jobs in order to care for relatives.
Although they lose vital earnings by doing so, Carers Allowance, at just £55.55 a week, is the lowest payment in the benefits system.
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Tags: Carers, Uk Carers Posted in Debt Consolidation Online
Posted November 30th, 2011
by Amber Cattanach
Consolidate Debts Loans was designed as a web site to assist consumers who were in need of financial assistance. It’s the mission of our company to explain to the consumers the differences on how to consolidate debt through the use of a debt consolidation program, a debt consolidation loan, debt settlement services or even bankruptcy. We are located in Southern California and work with a paperless environment partner to ensure that all applicant information is kept strictly confidential.
The assistance into a debt consolidation program
Credit counseling is by far the most popular solution sought by many to consolidate debt. According to FICO, this type of solution is the only program that does not harm the consumers credit score in a negative way. Unlike settlement or bankruptcy which works to reduce or eliminate the balance, credit counseling works by merely adjusting the interest rates and minimum payments owed.
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Tags: Consolidate Debts, Consolidate Debts Loans, Debts Loans, Loans Posted in Debt Consolidation
Posted November 24th, 2011
by Keira Browne
Car-sharing is becoming more and more popular to help save money and the environment. Old school car pooling has paved the way for today’s car-sharing. Along with this increase in car-sharing comes questions about what your auto insurance company is going to cover. Laws in California and Oregon have updated to include car-sharing practices, so you will know what is covered by your San Diego auto insurance policy. Other states haven’t followed suit yet though, so check with your individual auto insurance company to find out what is covered.
In “Auto insurance risks of car sharing,” Jay MacDonald of Bankrate says that peer-to-peer (P2P) car-sharing is a gray area of coverage for many auto insurance companies. P2P car-sharing can be either for-profit or not-for-profit and that can make a big difference in coverage. Full Articles…
Posted in Financial Tips
Posted November 21st, 2011
by Amber Cattanach
Its important to know your financial standings and where yours could use improvement. Figuring out your net worth can help you get a realistic grip on what you have and what you owe, and how to reconcile the two and come out on top.
First, youll want to calculate what youve got in the bank. Combine your salary with any savings accounts, 401K, or personal IRAs you have that contribute to your overall income at the end of the day.
Then, calculate your debts. Mortgages, lines of credit, personal loans, and any other liabilities. Subtract what you owe from what youve got.
Ta-da! Theres your net worth. If your figure is in the negatives, you may want to contact the professional assistance of a credit counselor to help get your finances above water. Contact us todaydont let your finances get the best of you!
Tags: Net Worth, Worth Posted in Debt Consolidation
Posted November 13th, 2011
by Jessica Goodenough
The economy of Rhode Island has seen slow to little growth over the past two years. The RI state officials have recognized the need for change and are putting their efforts towards revamping the pension plan system for retirees of Rhode Island. The proposed changes bode well for the future outlook of the state’s economy but retirees wonder whether the proposed changes will reduce the retirement they feel they are rightfully entitled to.
The new changes to Rhode Island’s pension plan system are being proposed by Governor Lincoln Chafee and Treasurer Gina Raimondo. The plan was posed to state officials and the hope is that the proposed changes will cut spending in the public sector in regards to pension plans for the retirees. These cuts in spending will in turn work to boost the faltering state’s economy. The new proposals offer a retirement plan that combines the investment account vehicles of traditional 401K plans with pension plan style accounts. This
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Tags: Economy, Rhode Island Posted in Debt Consolidation Online